Please see the General Processing FAQ's first.  This is a list of all terms not defined, but found in the Transaction Reports section.  This will assist you in understanding the Transaction Reports.  A gray background indicates the title of a section found in the Transaction Report.

 

Term:

Definition:

All Settlements	This is the cumulative total for all settlements.
Initial:	Initial transactions for all settlements.
Recurring:	Recurring transactions.
Collections:	The total of settlements collected.
Gross Sales	Overall gross total of sales.
Late Returns:	The number of returns after the pre-auth.
Refunds:	The total of refunds issued.
Net Total	Gross sales minus refunds.

All Pre-Auths	Request for funds - overall
Pre-Auth Initial:	Initial transactions.
Recurring:	Recurring transactions.
Gross Total	Overall total.
Pre-Auth Returns:	Number of Pre-Auth returns.
Initial Declines:	Number of Initial Declines for Pre-Auths.
Recurring Retries:	Number of retries for a recurring transaction.
Recurring Declines:	Number of declines on a recurring transaction.
Recurring Retry Declines:	Number of declines on a retry for a recurring transaction.

Cross Sell Settlements
Initial:	Initial transactions
Recurring:	Recurring transactions
Collections:	The amount of collected funds for cross sells.
Gross Sales	Overall total
Late Returns:	The number of returns after the pre-auth
Refunds:	The total of refunds issued
Net Total	Gross sales minus refunds

Cross Sell Pre-Auths	Only Cross Sell Transactions
Pre-Auth Initial:	Initial transactions.
Recurring:	Recurring transactions for cross sells.
Gross Total	Overall total of cross sells.
Pre-Auth Returns:	Number of Pre-Auth returns for cross sell transactions .
Initial Declines:	Number of Initial Declines for cross sell transactions.
Recurring Retries:	Number of recurring retries for cross sell transactions.
Recurring Declines:	Number of declines on a recurring cross sell.
Recurring Retry Declines:	Number of declines on a retry for a recurring cross sell.

Initial Pre-Notes
Pre-Notes:	The number of initial pre-note transactions.

Initial PreNoted Pre-Auths
Pre-Noted Pre-Auths:	Initial pre-noted pre-auth transactions.  A Pre-Noted Pre-Auth is a Pre-Auth on an account that has already been Pre-Noted, therefore we know it exists and is valid, and we just send the request for funds.

Retried Transactions
Pre-auths:	Number of Pre-Auth's we've retried
Settlements:	Number of retries on a Settlement.

Bank Drafts
Bank Drafts:
Bank Draft Returns:
Bank Draft Declines:
Settlements:
Bank Draft Late Returns: