ACH Processing Dynamic Billing System T.O.A.S.T. Customer Support
WTS's DBS system allows merchants to accept online check transactions with the flexibility to offer various pricing options, membership plans and cross-sale offerings, while fully utilizing T.O.A.S.T to help eliminate fraud. Some of the features are:

Loyalty Program - Upon cancellation, you can offer your members the chance to stay on at a reduced rate or join another site. If they do not accept, we direct them to the URL of your choice. We also provide this service to your members from our call center.

Cross-Sale Program - Merchants can offer cross sales to other sites, whether they be your own or other WTS merchants.

You can buy or sell cross sells from other WTS merchants and we have a reporting utility to track activity.

Custom Pages and Receipts - ACHdebit allows you to customize your join, accepted, cancel, cross sell and up-sell pages to help you improve your conversions and retention. You can also customize your email receipts to promote other products or services, or offer up-sells to premium services without the need to re-enter the bank account information.

Membership upgrades and Instant-click sales
ACHdebit also offer our Upgrade program. Here you can offer members limited access that can be upgraded with one click. Merchants can also offer members the chance to renew with one click from an email. Members do not have to re-enter any data.

Collections
ACHdebit re-presents all NSF (insufficient funds) transactions electronically according to NACHA rules. Collected funds are added to your settlements. In addition to electronic re-presentments, ACHdebit also offers an in-house collections department that attempts to collect on bad checks. There is no charge for this service and any collected funds are added to your settlements.
ACHdebit automatically converts non-ACH entries into paper drafts, deposits them and adds them to your settlements. What is your current processor doing with sign-ups that are originated from non-ACH institutions such as many credit unions? ACHdebit converts non-ACH ABA numbers to proper R/T numbers for institutions that maintain separate numbers than those that appear on a consumer's check. How many sales are you losing by not using ACHdebit?
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